Home Purchasing



Buying a home can be complicated and confusing but it doesn't have to be.  With the Front Street Mortgage team on your side, the home buying process will be easy and hassle free.

Purchasing Basics

Home purchasing basics everyone should know.

Tips for Home Buyers

A few of the things you can do to prepare yourself as a home buyer.

The Purchase Process

A step by step walk through of the home buying and mortgage process.

Planning a home purchase?  Start right here!

First-time home buyers - Buying your first home is a big step.  Federal and State Governments offer a variety of programs that can make taking that step easier for many first-time home buyers.  These include government-insured mortgages, such as Federal Housing Administration (FHA) and Veterans Administration (VA) loans, and state sponsored bond and grant programs.  In addition, the Federal National Mortgage Association (FNMA or Fannie Mae) offers start-up loans with low down payment requirements.

A good first step for any first-time home buyer is to talk with a professional Mortgage Loan Consultant to see what options are available and what you can afford.  We can tell you more about loan options for first-time home buyers and help you choose the best options for your needs.  We are one of the largest mortgage lenders in Michigan and have the knowledge and personal service you need.


Trading up or downsizing? - You're not new to the home buying process and neither are we.  When you are buying and selling at the same time or you are retaining multiple homes, you need to work with an experienced mortgage professional you can count on.  Our Mortgage Loan Consultants have years of experience and a vast amount of industry knowledge that can help you coordinate the domino effect of buying and selling at the same time.  If you are retaining your current home, we can customize a loan program to meet your needs and qualify you for your new home purchase.

Whether your transaction is complicated or simple, you will be impressed with the personalized service we offer as well as our competitive rates and extensive program selection.


Second homes and investment properties -  If you have been toying with the idea of purchasing another property, now could be a good time to take the leap.  It doesn't matter if your purchase will be for pleasure or profit, we will find the perfect mortgage solution to meet your unique financing needs.  Our Mortgage Loan Consultants are experienced with rental property financing, second home financing and multi-unit properties.  Owning multiple properties can be a great tax write-off as well as a valuable asset for you and your family.  Put our experience to work for you!